*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      color: #1e293b;
      background: #fff;
      line-height: 1.6;
      -webkit-font-smoothing: antialiased;
    }
    img, svg { display: block; max-width: 100%; }
    a { text-decoration: none; color: inherit; }
    button, input { font-family: inherit; }
    ul { list-style: none; }

    .container {
      width: 100%;
      max-width: 1120px;
      margin: 0 auto;
      padding: 0 1.25rem;
    }
    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 0.5rem;
      padding: 0.875rem 1.5rem;
      border-radius: 0.75rem;
      font-weight: 600;
      font-size: 1rem;
      border: none;
      cursor: pointer;
      transition: background 0.15s, border-color 0.15s, box-shadow 0.15s;
    }
    .btn-primary {
      background: #006fc5;
      color: #fff;
      box-shadow: 0 4px 14px rgba(0, 111, 197, 0.25);
    }
    .btn-primary:hover { background: #0158a0; }
    .btn-secondary {
      background: #fff;
      color: #064b84;
      border: 1px solid #cbd5e1;
    }
    .btn-secondary:hover { background: #f0f7ff; border-color: #7cc5fb; }
    .btn-sm { padding: 0.5rem 1rem; font-size: 0.875rem; border-radius: 0.5rem; }
    .text-center { text-align: center; }
    .section-title {
      font-size: clamp(1.75rem, 4vw, 2.25rem);
      font-weight: 800;
      color: #072849;
      line-height: 1.2;
      letter-spacing: -0.02em;
    }
    .section-sub {
      margin-top: 1rem;
      font-size: 1.125rem;
      color: #475569;
      max-width: 40rem;
    }
    .section-sub.mx-auto { margin-left: auto; margin-right: auto; }

    /* NAV */
    .nav {
      position: sticky;
      top: 0;
      z-index: 50;
      background: rgba(255,255,255,0.97);
      backdrop-filter: blur(8px);
      border-bottom: 1px solid #e2e8f0;
    }
    .nav-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 1.5rem;
      height: 4rem;
    }
    .logo {
      display: flex;
      align-items: center;
      gap: 0.5rem;
      font-weight: 700;
      font-size: 1.2rem;
      color: #0b3f6e;
      flex-shrink: 0;
      white-space: nowrap;
    }
    .logo-icon {
      width: 2rem;
      height: 2rem;
      background: #006fc5;
      border-radius: 0.5rem;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }
    .logo-icon svg { width: 1.15rem; height: 1.15rem; color: #fff; }
    .nav-links {
      display: none;
      align-items: center;
      gap: 1.35rem;
      font-size: 0.875rem;
      font-weight: 500;
      color: #475569;
      flex: 1;
      justify-content: center;
      min-width: 0;
    }
    .nav-links a {
      white-space: nowrap;
      color: #475569;
    }
    .nav-links a:hover { color: #006fc5; }
    .nav-actions {
      display: flex;
      align-items: center;
      gap: 0.75rem;
      flex-shrink: 0;
    }
    @media (min-width: 900px) {
      .nav-links { display: flex; }
    }
    @media (min-width: 1100px) {
      .nav-links { gap: 1.75rem; }
    }

    /* HERO */
    .hero {
      background: linear-gradient(180deg, #f0f7ff 0%, #ffffff 70%);
      padding: 4rem 0 5rem;
      overflow: hidden;
    }
    .hero-grid {
      display: grid;
      gap: 3rem;
      align-items: center;
    }
    @media (min-width: 1024px) {
      .hero-grid { grid-template-columns: 1fr 1fr; gap: 4rem; }
    }
    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 0.5rem;
      background: #e0effe;
      color: #0158a0;
      font-size: 0.8125rem;
      font-weight: 600;
      padding: 0.3rem 0.75rem;
      border-radius: 999px;
      margin-bottom: 1.25rem;
    }
    .hero-badge-dot {
      width: 0.4rem;
      height: 0.4rem;
      background: #0c8ce7;
      border-radius: 50%;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 3.1rem);
      font-weight: 800;
      color: #072849;
      line-height: 1.15;
      letter-spacing: -0.025em;
    }
    .hero-lead {
      margin-top: 1.25rem;
      font-size: 1.125rem;
      color: #475569;
      max-width: 32rem;
      line-height: 1.65;
    }
    .hero-ctas {
      display: flex;
      flex-wrap: wrap;
      gap: 0.75rem;
      margin-top: 1.75rem;
    }
    .hero-note {
      margin-top: 1.25rem;
      font-size: 0.8125rem;
      color: #64748b;
    }

    .dashboard-wrap { position: relative; }
    .dashboard {
      background: linear-gradient(145deg, #0b3f6e 0%, #0158a0 55%, #006fc5 100%);
      border-radius: 1rem;
      padding: 1.5rem 1.75rem;
      color: #fff;
      box-shadow: 0 25px 50px -12px rgba(12, 140, 231, 0.35);
      position: relative;
      z-index: 1;
    }
    .dash-header {
      display: flex;
      justify-content: space-between;
      align-items: flex-start;
      margin-bottom: 1.25rem;
    }
    .dash-label { font-size: 0.8125rem; color: #b9dffd; font-weight: 500; }
    .dash-practice { font-size: 1.25rem; font-weight: 700; margin-top: 0.15rem; }
    .dash-avatar {
      width: 2.5rem;
      height: 2.5rem;
      background: rgba(255,255,255,0.15);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .dash-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0.875rem;
      margin-bottom: 1rem;
    }
    .dash-stat {
      background: rgba(255,255,255,0.1);
      border-radius: 0.75rem;
      padding: 1rem;
    }
    .dash-stat-label {
      font-size: 0.6875rem;
      text-transform: uppercase;
      letter-spacing: 0.04em;
      color: #b9dffd;
      font-weight: 500;
    }
    .dash-stat-value {
      font-size: 1.75rem;
      font-weight: 700;
      margin-top: 0.2rem;
    }
    .dash-up {
      display: flex;
      align-items: center;
      gap: 0.25rem;
      font-size: 0.8125rem;
      color: #6ee7b7;
      font-weight: 600;
      margin-top: 0.25rem;
    }
    .dash-annual {
      background: rgba(255,255,255,0.1);
      border-radius: 0.75rem;
      padding: 1rem;
      display: flex;
      justify-content: space-between;
      align-items: flex-end;
    }
    .dash-annual-value {
      font-size: 1.35rem;
      font-weight: 700;
      margin-top: 0.2rem;
    }
    .dash-annual-value span {
      font-size: 0.875rem;
      font-weight: 500;
      color: #b9dffd;
    }
    .dash-foot {
      margin-top: 1rem;
      text-align: center;
      font-size: 0.7rem;
      color: rgba(185, 223, 253, 0.7);
    }
    .dash-glow-1, .dash-glow-2 {
      position: absolute;
      border-radius: 50%;
      filter: blur(60px);
      z-index: 0;
      pointer-events: none;
    }
    .dash-glow-1 {
      width: 18rem;
      height: 18rem;
      background: rgba(185, 223, 253, 0.45);
      top: -3rem;
      right: -3rem;
    }
    .dash-glow-2 {
      width: 14rem;
      height: 14rem;
      background: rgba(224, 239, 254, 0.5);
      bottom: -2.5rem;
      left: -2.5rem;
    }

    /* VALUE PROP */
    .value-prop {
      padding: 3.5rem 0;
      border-top: 1px solid #f1f5f9;
      text-align: center;
    }
    .value-prop h2 {
      font-size: clamp(1.35rem, 3vw, 1.75rem);
      font-weight: 700;
      color: #072849;
      max-width: 42rem;
      margin: 0 auto;
      line-height: 1.35;
    }
    .value-prop p {
      margin-top: 1rem;
      color: #475569;
      font-size: 1.0625rem;
      max-width: 38rem;
      margin-left: auto;
      margin-right: auto;
      line-height: 1.65;
    }
    .value-prop .ctas {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: 0.75rem;
      margin-top: 1.75rem;
    }

    /* EXAMPLE */
    .example {
      background: #f8fafc;
      padding: 5rem 0;
    }
    .example-card {
      background: #fff;
      border: 1px solid #e2e8f0;
      border-radius: 1rem;
      padding: 2rem 2.25rem;
      max-width: 36rem;
      margin: 2.5rem auto 0;
      box-shadow: 0 1px 3px rgba(0,0,0,0.04);
    }
    .example-label {
      font-size: 0.8125rem;
      font-weight: 600;
      color: #006fc5;
      text-transform: uppercase;
      letter-spacing: 0.04em;
      margin-bottom: 0.5rem;
    }
    .example-number {
      font-size: 2.25rem;
      font-weight: 800;
      color: #072849;
    }
    .example-check {
      display: flex;
      gap: 0.75rem;
      margin-top: 1.5rem;
      color: #334155;
    }
    .example-check svg {
      width: 1.25rem;
      height: 1.25rem;
      color: #006fc5;
      flex-shrink: 0;
      margin-top: 0.15rem;
    }
    .example-result {
      background: #f0f7ff;
      border-radius: 0.75rem;
      padding: 1.15rem 1.25rem;
      margin-top: 1rem;
      margin-left: 2rem;
    }
    .example-result strong {
      display: block;
      font-size: 1.35rem;
      color: #0b3f6e;
    }
    .example-result span {
      display: block;
      font-size: 1.1rem;
      font-weight: 600;
      color: #0158a0;
      margin-top: 0.2rem;
    }
    .example-note {
      margin-top: 1.5rem;
      padding-top: 1.25rem;
      border-top: 1px solid #e2e8f0;
      color: #475569;
      font-size: 0.9375rem;
      line-height: 1.6;
    }
    .example-note strong { color: #0b3f6e; }
    .example-disclaimer {
      margin-top: 1rem;
      font-size: 0.75rem;
      color: #94a3b8;
    }

    /* CALCULATOR */
    .calculator {
      padding: 5rem 0;
      background: #fff;
    }
    .calc-box {
      display: grid;
      border: 1px solid #e2e8f0;
      border-radius: 1rem;
      overflow: hidden;
      box-shadow: 0 10px 40px -12px rgba(0,0,0,0.08);
      max-width: 56rem;
      margin: 2.5rem auto 0;
    }
    @media (min-width: 768px) {
      .calc-box { grid-template-columns: 1fr 1fr; }
    }
    .calc-inputs {
      background: #f8fafc;
      padding: 2rem;
      border-bottom: 1px solid #e2e8f0;
    }
    @media (min-width: 768px) {
      .calc-inputs { border-bottom: none; border-right: 1px solid #e2e8f0; }
    }
    .calc-inputs h3 {
      font-size: 1.1rem;
      font-weight: 700;
      color: #072849;
      margin-bottom: 1.5rem;
    }
    .field { margin-bottom: 1.25rem; }
    .field label {
      display: block;
      font-size: 0.8125rem;
      font-weight: 500;
      color: #334155;
      margin-bottom: 0.35rem;
    }
    .field input {
      width: 100%;
      padding: 0.75rem 1rem;
      border: 1px solid #cbd5e1;
      border-radius: 0.5rem;
      font-size: 1.1rem;
      font-weight: 600;
      color: #0b3f6e;
      background: #fff;
    }
    .field input:focus {
      outline: none;
      border-color: #0c8ce7;
      box-shadow: 0 0 0 3px rgba(12, 140, 231, 0.15);
    }
    .field-hint {
      font-size: 0.75rem;
      color: #64748b;
      margin-top: 0.3rem;
    }
    .input-wrap { position: relative; }
    .input-suffix {
      position: absolute;
      right: 1rem;
      top: 50%;
      transform: translateY(-50%);
      color: #94a3b8;
      font-weight: 500;
      pointer-events: none;
    }
    .input-prefix {
      position: absolute;
      left: 1rem;
      top: 50%;
      transform: translateY(-50%);
      color: #94a3b8;
      font-weight: 500;
      pointer-events: none;
    }
    .input-wrap.has-prefix input { padding-left: 1.75rem; }
    .input-wrap.has-suffix input { padding-right: 2.5rem; }

    .calc-results {
      background: linear-gradient(135deg, #f0f7ff 0%, #e0effe 100%);
      padding: 2rem;
      display: flex;
      flex-direction: column;
      justify-content: center;
    }
    .calc-results h3 {
      font-size: 1.1rem;
      font-weight: 700;
      color: #072849;
      margin-bottom: 1.5rem;
    }
    .result-item { margin-bottom: 1.25rem; }
    .result-item .label {
      font-size: 0.8125rem;
      font-weight: 500;
      color: #64748b;
    }
    .result-item .value {
      font-size: 1.75rem;
      font-weight: 800;
      color: #0b3f6e;
    }
    .result-item.highlight .value {
      font-size: 2.25rem;
      color: #0158a0;
    }
    .result-divider {
      border-top: 1px solid #b9dffd;
      padding-top: 1.15rem;
      margin-top: 0.25rem;
    }
    .result-note {
      margin-top: 1.25rem;
      font-size: 0.875rem;
      color: #475569;
      line-height: 1.5;
    }
    .result-note strong { color: #0b3f6e; }
    .calc-results .btn {
      width: 100%;
      margin-top: 1.25rem;
    }
    .calc-disclaimer {
      margin-top: 0.75rem;
      font-size: 0.7rem;
      color: #94a3b8;
      text-align: center;
    }

    /* PATIENTS */
    .patients {
      background: #072849;
      color: #fff;
      padding: 5rem 0;
    }
    .patients .section-title { color: #fff; }
    .patients-grid {
      display: grid;
      gap: 2.5rem;
      margin-top: 3rem;
    }
    @media (min-width: 768px) {
      .patients-grid { grid-template-columns: 1fr 1fr; gap: 3.5rem; }
    }
    .patients-list { margin-top: 1.25rem; }
    .patients-list li {
      display: flex;
      gap: 0.75rem;
      margin-bottom: 0.75rem;
      color: #e0effe;
      font-size: 0.975rem;
    }
    .patients-list svg {
      width: 1.25rem;
      height: 1.25rem;
      color: #7cc5fb;
      flex-shrink: 0;
      margin-top: 0.15rem;
    }
    .patients-card {
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 1rem;
      padding: 1.75rem;
    }
    .patients-card h3 {
      font-size: 1.15rem;
      font-weight: 700;
      margin-bottom: 0.75rem;
    }
    .patients-card > p {
      color: #b9dffd;
      font-size: 0.9375rem;
      margin-bottom: 1.25rem;
    }
    .patient-type { margin-bottom: 1.15rem; }
    .patient-type strong {
      display: block;
      font-weight: 600;
      margin-bottom: 0.15rem;
    }
    .patient-type span {
      font-size: 0.875rem;
      color: #b9dffd;
    }

    /* CONTROL */
    .control {
      padding: 5rem 0;
      background: #fff;
    }
    .control-grid {
      display: grid;
      grid-template-columns: 1fr;
      gap: 1rem;
      margin-top: 2.5rem;
    }
    @media (min-width: 640px) {
      .control-grid { grid-template-columns: 1fr 1fr; }
    }
    @media (min-width: 1024px) {
      .control-grid { grid-template-columns: 1fr 1fr 1fr; }
    }
    .control-item {
      border: 1px solid #e2e8f0;
      border-radius: 0.75rem;
      padding: 1.35rem 1.5rem;
      transition: border-color 0.15s, box-shadow 0.15s;
    }
    .control-item:hover {
      border-color: #b9dffd;
      box-shadow: 0 4px 12px rgba(12, 140, 231, 0.08);
    }
    .control-icon {
      width: 2.5rem;
      height: 2.5rem;
      background: linear-gradient(135deg, #e0effe, #b9dffd);
      border-radius: 0.5rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 0.85rem;
    }
    .control-icon svg {
      width: 1.2rem;
      height: 1.2rem;
      color: #0158a0;
    }
    .control-item h3 {
      font-size: 1rem;
      font-weight: 700;
      color: #072849;
    }
    .control-item p {
      margin-top: 0.35rem;
      font-size: 0.875rem;
      color: #475569;
      line-height: 1.5;
    }

    /* FEATURES */
    .features {
      background: #f8fafc;
      padding: 5rem 0;
    }
    .features-grid {
      display: grid;
      grid-template-columns: 1fr;
      gap: 1rem;
      margin-top: 2.5rem;
    }
    @media (min-width: 640px) {
      .features-grid { grid-template-columns: 1fr 1fr; }
    }
    @media (min-width: 1024px) {
      .features-grid { grid-template-columns: 1fr 1fr 1fr 1fr; }
    }
    .feature-item {
      background: #fff;
      border: 1px solid #e2e8f0;
      border-radius: 0.75rem;
      padding: 1.35rem 1.5rem;
    }
    .feature-item h3 {
      font-size: 1rem;
      font-weight: 700;
      color: #072849;
    }
    .feature-item p {
      margin-top: 0.35rem;
      font-size: 0.875rem;
      color: #475569;
      line-height: 1.5;
    }
    .features-foot {
      text-align: center;
      margin-top: 2rem;
      font-weight: 500;
      color: #334155;
    }

    /* STEPS */
    .steps {
      padding: 5rem 0;
      background: #fff;
    }
    .steps-list {
      max-width: 36rem;
      margin: 2.5rem auto 0;
    }
    .step {
      display: flex;
      gap: 1.25rem;
    }
    .step-left {
      display: flex;
      flex-direction: column;
      align-items: center;
    }
    .step-num {
      width: 2.75rem;
      height: 2.75rem;
      border-radius: 50%;
      background: linear-gradient(135deg, #0c8ce7, #0158a0);
      color: #fff;
      font-weight: 700;
      font-size: 0.95rem;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }
    .step-line {
      width: 2px;
      flex: 1;
      background: #b9dffd;
      margin: 0.4rem 0;
      min-height: 1.5rem;
    }
    .step-body { padding-bottom: 2rem; }
    .step:last-child .step-body { padding-bottom: 0; }
    .step:last-child .step-line { display: none; }
    .step-body h3 {
      font-size: 1.05rem;
      font-weight: 700;
      color: #072849;
    }
    .step-body p {
      margin-top: 0.25rem;
      color: #475569;
      font-size: 0.95rem;
    }

    /* WHY */
    .why {
      background: #f0f7ff;
      padding: 5rem 0;
    }
    .why-grid {
      display: grid;
      grid-template-columns: 1fr;
      gap: 1rem;
      margin-top: 2.5rem;
    }
    @media (min-width: 640px) {
      .why-grid { grid-template-columns: 1fr 1fr; }
    }
    @media (min-width: 1024px) {
      .why-grid { grid-template-columns: 1fr 1fr 1fr 1fr; }
    }
    .why-item {
      background: #fff;
      border-radius: 0.75rem;
      padding: 1.35rem 1.5rem;
      box-shadow: 0 1px 3px rgba(0,0,0,0.04);
    }
    .why-item h3 {
      font-size: 1rem;
      font-weight: 700;
      color: #072849;
    }
    .why-item p {
      margin-top: 0.35rem;
      font-size: 0.875rem;
      color: #475569;
      line-height: 1.5;
    }

    /* MORE */
    .more {
      padding: 5rem 0;
      background: #fff;
    }
    .more-grid {
      display: grid;
      gap: 2.5rem;
      align-items: start;
    }
    @media (min-width: 1024px) {
      .more-grid { grid-template-columns: 1fr 1fr; gap: 4rem; }
    }
    .more-list { display: flex; flex-direction: column; gap: 0.75rem; }
    .more-item {
      display: flex;
      gap: 1rem;
      background: #f8fafc;
      border-radius: 0.75rem;
      padding: 1rem 1.25rem;
    }
    .more-item strong {
      font-weight: 700;
      color: #006fc5;
      min-width: 7.5rem;
      font-size: 0.9rem;
    }
    .more-item span {
      font-size: 0.875rem;
      color: #475569;
    }

    /* ECONOMICS */
    .economics {
      background: #f8fafc;
      padding: 5rem 0;
    }
    .econ-grid {
      display: grid;
      gap: 1.5rem;
      max-width: 52rem;
      margin: 2.5rem auto 0;
    }
    @media (min-width: 768px) {
      .econ-grid { grid-template-columns: 1fr 1fr; }
    }
    .econ-card {
      background: #fff;
      border: 1px solid #e2e8f0;
      border-radius: 1rem;
      padding: 1.75rem;
    }
    .econ-card.positive {
      background: #006fc5;
      border-color: #006fc5;
      color: #fff;
      box-shadow: 0 10px 30px -8px rgba(0, 111, 197, 0.35);
    }
    .econ-card h3 {
      font-size: 1.05rem;
      font-weight: 700;
      margin-bottom: 1rem;
    }
    .econ-card.positive h3 { color: #e0effe; }
    .econ-card ul li {
      display: flex;
      gap: 0.6rem;
      margin-bottom: 0.65rem;
      font-size: 0.925rem;
      color: #475569;
    }
    .econ-card.positive ul li { color: #fff; }
    .econ-x { color: #f87171; font-weight: 700; }
    .econ-check { color: #b9dffd; font-weight: 700; }

    /* TESTIMONIALS */
    .testimonials {
      padding: 5rem 0;
      background: #fff;
    }
    .test-grid {
      display: grid;
      gap: 1.25rem;
      max-width: 52rem;
      margin: 2.5rem auto 0;
    }
    @media (min-width: 768px) {
      .test-grid { grid-template-columns: 1fr 1fr; }
    }
    .test-card {
      background: #f8fafc;
      border: 1px solid #f1f5f9;
      border-radius: 0.75rem;
      padding: 1.5rem;
    }
    .test-card p {
      color: #334155;
      font-size: 0.95rem;
      line-height: 1.6;
    }
    .test-card footer {
      margin-top: 1rem;
      font-size: 0.8125rem;
      font-weight: 600;
      color: #064b84;
    }

    /* PRICING */
    .pricing-teaser {
      background: #072849;
      color: #fff;
      padding: 4rem 0;
      text-align: center;
    }
    .pricing-teaser h2 {
      font-size: 1.75rem;
      font-weight: 700;
    }
    .pricing-teaser p {
      margin-top: 1rem;
      color: #b9dffd;
      max-width: 32rem;
      margin-left: auto;
      margin-right: auto;
      font-size: 1.05rem;
    }
    .pricing-teaser .btn {
      margin-top: 1.75rem;
      background: #fff;
      color: #064b84;
    }
    .pricing-teaser .btn:hover { background: #f0f7ff; }

    /* FINAL CTA */
    .final-cta {
      padding: 5rem 0;
      background: linear-gradient(180deg, #f0f7ff 0%, #fff 100%);
      text-align: center;
    }
    .final-cta .section-sub {
      margin-left: auto;
      margin-right: auto;
    }
    .final-cta .ctas {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: 0.75rem;
      margin-top: 2rem;
    }
    .final-note {
      margin-top: 1.25rem;
      font-size: 0.875rem;
      color: #64748b;
    }

    /* FOOTER */
    .footer {
      background: #072849;
      color: #b9dffd;
      padding: 4rem 0 2.5rem;
    }
    .footer-grid {
      display: grid;
      gap: 2.5rem;
    }
    @media (min-width: 768px) {
      .footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
    }
    .footer-brand p {
      margin-top: 0.75rem;
      font-size: 0.875rem;
      line-height: 1.6;
      max-width: 16rem;
    }
    .footer h4 {
      color: #fff;
      font-weight: 600;
      font-size: 0.9rem;
      margin-bottom: 1rem;
    }
    .footer ul li { margin-bottom: 0.5rem; }
    .footer ul a {
      font-size: 0.875rem;
      color: #b9dffd;
    }
    .footer ul a:hover { color: #fff; }
    .footer-bottom {
      margin-top: 3rem;
      padding-top: 1.75rem;
      border-top: 1px solid #0b3f6e;
      text-align: center;
      font-size: 0.8125rem;
      color: #7cc5fb;
    }

    /* Dual benefits (Owner + Staff) */
    .dual-benefits { padding: 5rem 0; background: #fff; }
    .dual-grid {
      display: grid;
      gap: 1.5rem;
      max-width: 56rem;
      margin: 0 auto;
    }
    @media (min-width: 768px) {
      .dual-grid { grid-template-columns: 1fr 1fr; }
    }
    .dual-card {
      border-radius: 1rem;
      padding: 1.75rem;
    }
    .dual-card.owners {
      border: 1px solid #e2e8f0;
      background: #f8fafc;
    }
    .dual-card.staff {
      border: 1px solid #b9dffd;
      background: #f0f7ff;
    }
    .dual-label {
      font-size: 0.8rem;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 0.04em;
      margin-bottom: 0.75rem;
    }
    .dual-card.owners .dual-label { color: #006fc5; }
    .dual-card.staff .dual-label { color: #0158a0; }
    .dual-card ul { list-style: none; padding: 0; margin: 0; }
    .dual-card li {
      display: flex;
      gap: 0.65rem;
      margin-bottom: 0.85rem;
      font-size: 0.95rem;
      color: #334155;
    }
    .dual-card li:last-child { margin-bottom: 0; }
    .dual-check {
      font-weight: 700;
      flex-shrink: 0;
    }
    .dual-card.owners .dual-check { color: #006fc5; }
    .dual-card.staff .dual-check { color: #0158a0; }
    .dual-foot {
      text-align: center;
      margin-top: 2rem;
      color: #475569;
      font-size: 1rem;
      max-width: 36rem;
      margin-left: auto;
      margin-right: auto;
    }
  

.skip-link{position:absolute;left:-9999px;top:0;background:#fff;padding:1rem;z-index:999}
.skip-link:focus{left:1rem}
.nav-inner{height:auto;min-height:4rem;flex-wrap:wrap;padding-top:.5rem;padding-bottom:.5rem}
.nav-links{display:flex;flex-wrap:wrap;gap:.8rem;justify-content:center}
.nav-links a{font-size:.83rem}
@media(max-width:750px){.nav-links{order:3;width:100%;padding:.4rem 0}.nav-actions{margin-left:auto}}
.content-section{padding:4rem 0}.content-section:nth-of-type(even){background:#f8fafc}
.content-narrow{max-width:820px;margin:auto}
.content-section h2{font-size:1.65rem;color:#072849;margin:1.8rem 0 .7rem}
.content-section h3{font-size:1.16rem;color:#0b3f6e;margin:1.25rem 0 .4rem}
.content-section p{margin:.7rem 0;color:#475569}
.content-section ul,.content-section ol{list-style:disc;padding-left:1.5rem;margin:1rem 0}
.content-section li{margin:.45rem 0}
.content-section a:not(.btn){color:#006fc5;text-decoration:underline}
.content-section table{width:100%;border-collapse:collapse;margin:1.5rem 0}
.content-section th,.content-section td{padding:.8rem;border:1px solid #dbe4ee;text-align:left}
.content-section th{background:#e0effe}
.page-hero{background:linear-gradient(180deg,#f0f7ff,#fff);padding:4.2rem 0 3rem}
.page-hero h1{font-size:clamp(2rem,5vw,3rem);color:#072849;line-height:1.14;max-width:850px}
.page-hero p{font-size:1.13rem;color:#475569;max-width:740px;margin:1.2rem 0}
.page-hero .btn{margin:.4rem .6rem .4rem 0}
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1rem;margin:1.5rem 0}
.info-card{padding:1.4rem;border:1px solid #e2e8f0;border-radius:.85rem;background:white}
.info-card h3{margin-top:0}
.note{padding:1rem 1.2rem;background:#f0f7ff;border-left:4px solid #006fc5;margin:1.5rem 0;color:#334155}
.site-footer{background:#072849;color:#dbeafe;padding:2.5rem 0}
.site-footer a{color:#dbeafe}
.footer-links{display:flex;flex-wrap:wrap;gap:.75rem 1.25rem;margin-top:1rem;font-size:.85rem}
.breadcrumb{font-size:.85rem;color:#64748b;padding:1rem 0}
.breadcrumb a{color:#006fc5}
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1rem}
.form-grid label{display:block;font-weight:600;font-size:.86rem}
.form-grid input,.form-grid select{width:100%;padding:.75rem;border:1px solid #cbd5e1;border-radius:.5rem;margin-top:.35rem}
.metric{font-size:1.7rem;font-weight:800;color:#0b3f6e}
.smallprint{font-size:.78rem;color:#64748b}


/* Navigation layout correction */
.nav-inner{max-width:1200px;min-height:76px;height:auto;display:flex;flex-wrap:nowrap;gap:clamp(.7rem,1.5vw,1.5rem);padding-top:.65rem;padding-bottom:.65rem}
.logo{flex:0 0 auto;font-size:1.16rem;position:relative;z-index:2}
.nav-links{display:flex;flex:1 1 auto;min-width:0;gap:clamp(.55rem,1.1vw,1.25rem);justify-content:flex-end;align-items:center;flex-wrap:nowrap}
.nav-links a{font-size:clamp(.76rem,.85vw,.88rem);white-space:nowrap}
.nav-actions{flex:0 0 auto}
.nav-actions .btn{white-space:nowrap}
@media(max-width:1050px){
 .nav-inner{flex-wrap:wrap;justify-content:space-between;gap:.5rem 1rem}
 .nav-links{order:3;flex:1 0 100%;justify-content:center;flex-wrap:wrap;gap:.45rem 1.2rem;padding:.55rem 0 .15rem;border-top:1px solid #e2e8f0}
 .nav-links a{font-size:.85rem}
}
@media(max-width:520px){
 .nav-inner{padding:.65rem 1rem}
 .logo{font-size:1.05rem}
 .nav-actions .btn{font-size:.78rem;padding:.55rem .8rem}
 .nav-links{justify-content:flex-start;gap:.4rem .95rem}
 .nav-links a{font-size:.78rem}
}